Usually between two to six weeks
We'll catch up to discuss your plans. Often family loans are not properly documented and we'll go over exactly why it's important to get the paperwork in check. Once we've given you some advice and you're ready to proceed, we'll verify your identity, prepare the required loan documents and the paperwork required so we are authorised to proceed, and do some due diligence to check the title and make sure you understand just how your loan will be secured.
We'll often suggest that the borrower obtains their own advice regarding the documents. Once everyone is content to proceed, we'll make sure the loan documents are properly signed and the mortgage is ready to be registered.
We will make sure that the mortgage is properly registered and we strongly suggest that this occur before, or at the same time, as the loan advance is made. We can also coordinate advancing the funds on your behalf, if you'd like.
We'll give you the details you need to manage any repayments required during the term of the mortgage. We'll also suggest that you review your will and make sure that it is up-to-date and properly reflects your wishes now that you have made the loan. We can help with this too.
We'll normally retain control of the title on your behalf for the duration of the mortgage as security for the loan.
Our Meags grew up on a dairy farm near Cobden and has a genuine knack for people. It’s no wonder that she’s a wonderful host and embraces every moment she can, feeding food (and wine) to her friends and family at home. We all wish we could score an invite to her place at Christmas. Just maybe not when the Magpies are playing on TV. Yep, another Collingwood nutter!
You don’t have to drive too far to see Bec slaying her guitar with her pub rock cover band. The volume is quite a contrast to her upbringing on a peaceful farm! Bec comes from three generations of dairy farmers in Camperdown. That’s a lot of legacy, life experience and appreciation for practicality – all of which she naturally applies in her advice. And her clients love her for it.
Shaun cherishes the sense of community living in Camperdown, having moved from Geelong seven years ago. It’s no wonder he enjoys playing team sports, such as cricket, tennis and soccer. He and his lovely wife also have a young son and two dogs to run around after.
Grace loves the convenience of how close everything is in the country. From work, family, the supermarket and of course, her home. She grew up in Colac and learnt a lot of life experience from her parents who run a business in the ag industry. If you haven’t been lucky enough to meet her in the office just yet, find her watching the local Colac Tigers come the weekend.
Ash's upbringing revolved around shearing sheds, saleyards and running amok in the NSW bush. She's now enjoying bringing up her young son on the Bellarine and enjoying all that this area has to offer. If you ask Ash about football, she’ll tell you the Bombers are due for some strong finals action. We think she'll be waiting some time yet!
Our Saint ’Nick’ is not just a St Kilda supporter. He’s an avid video game player and enjoys listening to music to accompany the relaxing atmosphere of country life. We’re not sure if it’s his choice in football teams that makes him ultra-resilient or his two younger brothers. Maybe ask him when you chat to him next.
As a Colac local for over 40 years, chances are you’ve met Dave. He loves socialising with his mates, enjoying a weekend walk or getting his hands dirty in the garden. When it comes to footy, he’s been one of those lucky ones to taste regular glory. Yep, if we let him, you’d hear ‘We are Geelong, the greatest team of all…’ on repeat.
Have you had the pleasure of meeting Trac? A self-dubbed ‘Colacian’ for her entire life, Trac has 3 kids, 5 grandkids and one very spoilt dog named ‘Jax.’ She loves spending time with her family. She also enjoys spending time outdoors and soaking in fresh air; in the garden, out walking or riding her bike.
Peta was born and raised in Camperdown. She’s now in the life chapter of growing her own family with her hubby, one beautiful girl and two big fur babies. When they find a quiet weekend - by day, they’ll be in the garden or renovating their home. By night, cooking tea and snuggling up with a glass of wine and a good movie.
If you’re one of those patient Essendon supporters waiting to ‘see the Bombers fly up', you’ll gravitate to Kelly who’s loyal through and through. A member of our conveyancing team since 2017, Kelly gains a lot of satisfaction from helping our clients smoothly reach settlement day. Outside of work you can find her pounding the pavements of Cobden with her best fur-friend, Remi the Labrador.
Kristy embraces the peaceful time she gets in her garden, as well as the moments and memories shared with her adored partner, Brett. Together they live in Camperdown and have five awesome kids. If you’re trying to find a non-Geelong supporter to confide in, you’ve finally found someone in Kristy.
When the lovely Loz is not in the office keeping things in check, she’s operating at a slower pace embracing her latest book or the latest banter amongst her beloved family and friends. Like many of us, she loves being part of a supportive local community.
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